When using this website, you agree not to compromise its security or misuse any system resources, services, or networks connected to it. Your usage of this website must comply with all applicable laws. If you are in a jurisdiction where age limits apply to internet-based applications or agreements, and you are below the stipulated age, you may not use this website or related services. Any violation of this may lead to account deletion and termination of these Terms of Use.

TEM provides credit and referral services in Canada. By applying for a loan or credit service through this website, you consent to TEM and/or its affiliates collecting, using, and disclosing the personal information you provide. This information may be used to determine your eligibility for credit products and services, and you agree to be contacted via various communication channels for this purpose. You also agree to have a have a credit check performed on your application.
You also acknowledge that TEM and its affiliates may offer you other related or non-related credit, financial, or non-financial products and services. These communications may be delivered through SMS, email, postal mail, telephone, or digital messaging.

You agree not to attempt or allow any third party to access restricted areas of TEM's computer systems or perform functions unauthorized by these Terms of Use. TEM reserves the right to temporarily suspend your access to this website and its related services, including specific hosted areas, without notice. This suspension may involve deactivating passwords or Internet links if TEM reasonably suspects unauthorized access to its systems or information. The duration of these suspensions will be determined by TEM to allow for a thorough investigation of the suspected unauthorized activity.

Materials on this website are the property of TEM and its licensors, protected by intellectual property laws. You may use these materials for personal, non-commercial purposes, provided you do not modify them or remove copyright notices. Any other use requires written permission from TEM.

While we update information on this website, it cannot guarantee its accuracy, currency, or completeness. Links to third-party websites are provided for convenience, but TEM is not responsible for their content. Use of third-party websites is at your own risk.

By using this website and its materials, including any information contained therein, you accept full responsibility and assume all associated risks.
Under no circumstances shall TEM, its directors, employees, shareholders, partners, or agents be held liable for any incidental, indirect, punitive, exemplary, consequential, or other damages whatsoever. This includes damages for loss of profits, business interruption, loss of business information, or any other financial loss, arising from any claim, loss, damage, action, suit, or proceeding related to these Terms & Conditions. This liability limitation applies to your use, reliance upon, access to, or exploitation of this website, its materials, or any granted rights, even if we have been informed of the possibility of such damages. This limitation covers contract claims, tort claims (including negligence), infringement of intellectual property rights, or any other legal basis.
Note that some jurisdictions do not permit the exclusion or limitation of liability for incidental or consequential damages. Therefore, the limitation or exclusion may not apply to you.

You agree to indemnify and absolve TEM from any claims or liability asserted against us arising from any breach of these Terms & Conditions by you or anyone acting on your behalf.

You can contact us at [email protected]
This website is controlled by TEM. By accessing this website, you agree that the laws of Canada will govern any disputes.

Throughout this policy, references to "we," "us," and "our" pertain to "Triple Eight Media Ltd" and our subsidiary entities.
Triple Eight Media Ltd and its subsidiaries are dedicated to upholding your privacy. When you provide information on our website, you can trust that it will be used in accordance with this privacy statement. Our policies may be updated from time to time, and we encourage you to periodically review this page to stay informed and satisfied with any changes.

'Personal data' is defined under Data Protection Law and encompasses information that identifies an individual. By submitting information and/or continuing to use our Online Facilities, you consent to our use of your personal data as outlined below.

• Details you provide, such as your name, address, birthdate, contact information, and any feedback you provide to us via phone, email, post, or social media.
• Information related to the services we offer you, including the products and services you have received, payments made, product usage, etc.
• Information required for evaluating your eligibility for products/services, such as employment details, financial status, identification documentation, insurance, criminal and medical history, and details about additional parties involved.
• Communication details and interactions you have with us, including opened emails and links clicked, helping us improve our service based on your preferences.

Processing your personal information requires a legal basis. Our various legal bases include:

• Consent: We process your data based on your specific consent for certain purposes.
• Legitimate Interests: Data processing necessary for our business operations, balanced against your interests and rights.
• Contractual Performance: Data processing necessary to provide our products and services.
• Prevention of Fraud: Processing data to prevent fraud and money laundering.
• Vital Interests: Data processing to protect life.
• Public Information: Processing personal information already made public.
• Legal Claims: Processing data for legal claims or during court proceedings.
• Legal Obligation: Processing data to comply with legal requirements.

We employ your personal information in a range of ways, depending on your interactions with us. Failure to provide necessary information may hinder interaction. Use of services through Online Facilities may require specific information. Accuracy of provided information ensures personalized service during inquiries.
We utilize your data for the following main purposes:

• Delivering products and services:
• Personalization: Sending promotional emails regarding products, offers, or information we think you might find appealing.
• Legitimate Interests: Providing renewal information to ensure ongoing quality service.
• Enquiries: Using your provided information to understand your needs and improve services.
• Initial Credit Search: Conducting a "soft search" to protect your credit score.

We share your personal information in specific cases with associated companies to provide personalized services. Shared entities include:

• Finance partners and supplying dealers: Discussing applications and agreements.
• Credit reference agencies: Checking credit status and assessing suitability.
• Scheme providers: Managing accounts and processing payments.
• Social media providers: Engaging with you on social media.
• Third-party vendors: Maintaining IT infrastructure.
• Professional advisors: Seeking legal or consulting advice.
• Review and comments collection companies: Collecting feedback.
• Data transfer platforms: For application processing and signatures.
• Sharing Details: Sharing information with other brokers for new vehicle agreements.
• Data transfers outside Canada: Ensuring proper protection when sharing data with non-Canadian organizations.

Under data protection laws, you have rights regarding your personal information:

• Access: Requesting access to your personal information.
• Update and Amend: Correcting or updating your personal data.
• Restrict Processing: Opting out of certain communications.
• Close Account/Delete Data: Requesting account closure and data deletion.
• Obtain and Reuse: Porting your data to another service.
• Object: Objecting to specific data processing.
• Automated Decision Making: Understanding and challenging automated decisions.
• Consent Withdrawal: Withdrawing previously given consent.
• Complaints: Contacting the Information Commissioner's Office with concerns.

We use Google AdWords, Facebook, TikTok Remarketing tracking cookies to tailor ads to your interests. You have opt-out options for these networks.

To exercise your rights or raise concerns, contact us:
By Email: [email protected]