Ownership and Operation of the Website
Proper Use and Jurisdiction
Lending and Referral Services
TEM provides credit and referral services in Canada. By applying for a loan or credit service through this website, you consent to TEM and/or its affiliates collecting, using, and disclosing the personal information you provide. This information may be used to determine your eligibility for credit products and services, and you agree to be contacted via various communication channels for this purpose. You also agree to have a have a credit check performed on your application.
You also acknowledge that TEM and its affiliates may offer you other related or non-related credit, financial, or non-financial products and services. These communications may be delivered through SMS, email, postal mail, telephone, or digital messaging.
User Accounts and Security
Materials on this website are the property of TEM and its licensors, protected by intellectual property laws. You may use these materials for personal, non-commercial purposes, provided you do not modify them or remove copyright notices. Any other use requires written permission from TEM.
Currency of Information and Linked Websites
While we update information on this website, it cannot guarantee its accuracy, currency, or completeness. Links to third-party websites are provided for convenience, but TEM is not responsible for their content. Use of third-party websites is at your own risk.
Limitation of Liability
By using this website and its materials, including any information contained therein, you accept full responsibility and assume all associated risks.
Under no circumstances shall TEM, its directors, employees, shareholders, partners, or agents be held liable for any incidental, indirect, punitive, exemplary, consequential, or other damages whatsoever. This includes damages for loss of profits, business interruption, loss of business information, or any other financial loss, arising from any claim, loss, damage, action, suit, or proceeding related to these Terms & Conditions. This liability limitation applies to your use, reliance upon, access to, or exploitation of this website, its materials, or any granted rights, even if we have been informed of the possibility of such damages. This limitation covers contract claims, tort claims (including negligence), infringement of intellectual property rights, or any other legal basis.
Note that some jurisdictions do not permit the exclusion or limitation of liability for incidental or consequential damages. Therefore, the limitation or exclusion may not apply to you.
You agree to indemnify and absolve TEM from any claims or liability asserted against us arising from any breach of these Terms & Conditions by you or anyone acting on your behalf.
Contact Information and Applicable Law
You can contact us at [email protected]
This website is controlled by TEM. By accessing this website, you agree that the laws of Canada will govern any disputes.